Our Services

FIRE AND SPECIAL PERILS / PUBLIC BUILDING & STRUCTURES

This policy provides cover for your physical asset against destruction or damage caused by the following perils.

MOTOR INSURANCE

This policy provides cover against loss or damage to the insured vehicle consequent upon:

Loss or damage to vehicles
Medical expenses incurred as a result…

BURGLARY / HOUSE BREAKING INSURANCE

This policy provides cover for your movable assets against risk of theft, which must be followed by actual forcible and violent entry or exit (with evidence of actual breaking in or out of the premises)…

AVIATION INSURANCE

Aviation insurance cover is arranged specifically towards the operation of aircrafts and all the associated risks the aviation industry is exposed to. These policies are distinctly different from other transportation…

GROUP PERSONAL ASSURANCE

This policy provides twenty-four hour cover for your employees. The benefits Receivable are under the following headings:

Death Benefits, which is usually a capital sum and a multiple of annual basic salary….

OIL AND ENERGY INSURANCE

The Insurance of oil and gas involves both the upstream and downstream activities. The upstream activities involve explorations and production both onshore and offshore. Associated with these are control well…

MARINE INSURANCE

This policy provides cover for your physical asset against destruction or damage caused by the following perils.

Fire, Lightening, Explosion
Flood, Storm, Earthquake…

BONDS / GUARANTEE INSURANCE

There are two types of bond, namely;

Performance bond
Advance performance Bond

The rate is 1% of the value…

MONEY INSURANCE ( INCLUDING CASH –IN-TRANSIT, CASH-IN-SAFE)

This provides indemnity for loss to Money-in-Transit from all accident and/or misfortune including money on the premises and in possession of key members of staff.

SPECIAL RISKS / PRODUCTS

Our risk management solution provide a thorough review of organizations with a view to identify areas of exposure at no extra cost. Areas covered include both internal and external business risk exposure, evaluation of their financial impact

COMPUTER ALL RISK INSURANCE

This policy provides an all risks of loss cover for your computers in the following circumstances:

Damage to the computer itself (Hardware)

PUBLIC / PRODUCT LIABILITY

A general public liability protects the insured in respect of his legal liability to Third parties for both bodily injury, death and for any loss or damage to property…

GOODS IN TRANSIT INSURANCE

This policy covers the carriage of goods from on location/site to another. It is usual for the policy to be issued on one of the following basis…

CONTRACTORS ALL RISK INSURANCE

This covers the risk associated with construction works, hence there are so many sections on this policy. It provides compensation for loss or damage to the contract or legal liability arising there

LIFE ASSURANCE POLICY

Most life policies are single life policies i.e. policies with only one life assured upon whose life the policy depends…

INSURANCE FOR PUBLIC BUILDINGS AND STRUCTURES

The losses attributed to Fire and its Allied Perils in Public Buildings are enormous and cause great concern, hence the inclusion of provisions of

Professional Indemnity Insurance

If you are providing professional advice, then you may be required to hold professional indemnity insurance.

Even if the cover is not mandatory under your contract, it could still be a good way of protecting yourself…

GROUP LIFE ASSURANCE

Human resources is the most important input in your line of work. We strive hard to ensure that they are kept happy and satisfied to enable them perform to the best of their ability…

FIDELITY GUARANTEE INSURANCE

All Insurances covering loss by theft or burglary of property or cash exclude loss in which any of your employees is involved as principal or accessory. We recommend that you take out this Insurance to cover