FIRE & SPECIAL PERILS INSURANCE

This policy provides cover for your physical asset against destruction or damage caused by the following perils.

• Fire, Lightening, Explosion
• Flood, Storm, Earthquake
• Riot, Strike And Civil Commotion, Bush fire
• Burst pipe, Aircraft damage, Impact damage by any road vehicle or animal

PROPERTIES TO BE COVERED

You are only required to give us the list and corresponding value of assets under the following headings (where applicable)

1. Building including landlord improvements stating each location (address)

1. Plant and Machinery stating type, model and the location

• Stock and materials in trade

1. Office furniture, Equipment and Fixtures/Fittings

1. All other contents

RATES:

The fire Offices Committee Rating Guide guides the rate for this Insurance.

However, based on good claim experience and good physical and maintenance structure, we quote as follows:-

• Basic Fire Rate – .375%
• Peril Rate – .075%
• E.A Discount – 5%
• Stock Declaration Discount – 5%
• T.A. Discount – 7.5%